Health Insurance Cost in Ohio

Health insurance premiums in Ohio vary by household size and plan type. Single coverage averages $450, while family plans average $1,230 monthly.

Premium Ranges by Household Size

Single Person

Monthly premium

Low End:$300

Average:$450

High End:$680

Couple

Monthly premium

Low End:$600

Average:$900

High End:$1,360

Family of 4

Monthly premium

Low End:$900

Average:$1,230

High End:$1,850

Health Insurance in Ohio: Key Facts

Where to Buy

For ACA-compliant plans and subsidies, residents use HealthCare.gov.

Major Carriers

Common insurers in the state include:

Anthem Blue Cross Blue ShieldCareSourceMolinaAmbetter

Detailed Cost Breakdowns

Single Person Coverage

Monthly premiums range from $300 to $680

View details →

Couple Coverage

Monthly premiums range from $600 to $1,360

View details →

Family of 4 Coverage

Monthly premiums range from $900 to $1,850

View details →

Related Resources

ACA subsidy examples for Ohio
See how subsidies can reduce your monthly premium
Income limits for ACA subsidies
Check if you qualify for financial assistance
Medical procedure costs in Ohio
Understand out-of-pocket costs for common procedures

Information Sources

Sources & Disclaimer

Sources:

HealthCare.gov — Official ACA marketplace information and plan data
CMS Public Use Files — Federal marketplace enrollment and premium data
KFF Health Reform Analysis — Independent analysis of marketplace premium trends

Last Updated: January 2026

Disclaimer: The information provided is for educational purposes only. Actual costs vary based on individual circumstances, location, age, plan selection, and other factors. Always verify current information with official sources or licensed professionals. This site does not sell insurance or provide medical advice and is not affiliated with any insurance company or healthcare provider.